If you are trying to shop for title services, and title insurance on this site for state of florida, you will note that all the title companies use the max rate from the state  promulgated rate,  (This rate was fixed by statue but 10 years ago a Florida Supreme court case ruled that it could not be used by title insurance companies to stop competiton or restrict discounting the fees. )  Many title insurance companies purposely decive folks by implying they cannot negotiate!

I have found that title settlement companies do not, repeat do not want to quote settlement fees without the title insurance.   Apparently they make 2/3 profit on each policy sold.  Also, they do not tell you that the title insurance only need to cover the cost of the mortagage...you do not have to cover the full amount.   This can save a lot of money and is not a real risk if just refinacing a home you have owned for many years.

Has anyone found a settelement company in florida that has good rates and do not tie it to selling title insurance polciy.

Thanks
Bob